Beauty & Bodywork Insurance?

Has anyone used Beauty & Bodywork Insurance?
https://www.insurebodywork.com/

They seem the cheapest but not sure if they are adequate or legit.

Is it $99 per art? That can be limiting if you expand...

You mean per artist?

That's a good question also--I meant per art offered: face painting/henna/tattoos?

I chose eventhelper,com.

I had to call them (and told them the new updates to the site were really confusing...sigh) The $99 covers you for all of the services mentioned (make sure you mention them in your application) but they don't cover airbrush to the face...I had to beat that out of them too.

That being said, I went with them again because they were the cheapest and I don't do balloons or other entertainment. I figured it was cheap enough that if hubby was doing airbrushing (on the body) I would just get him his own account.

Do they not cover balloons?